Earning passive income through P2P lending is exciting—until your first borrower misses a payment or a platform hiccup shakes your confidence. The good news? Most risks can be managed with smart strategy and a little preparation.

In this module, you’ll learn how to protect your money while still growing it. From borrower risk and platform reliability to economic factors that can impact returns, we’ll cover practical ways to minimize losses and build a resilient lending portfolio.

What You’ll Learn in This Module:

✅ How to assess and manage borrower risk
✅ Why diversification is your #1 defense against loss
✅ How platform features like buyback guarantees and loan insurance work
✅ What to do when borrowers miss payments or default
✅ How to future-proof your lending strategy against market shifts

By the end of this module, you’ll know how to invest with confidence—maximizing returns while keeping your downside in check.